To understand the intent of state employees to leave their jobs, this paper looks at life-cycle, gender and loyalty. The authors find that age, experience, and geographical preference coupled with economic and family constraints temper job-change decisions. Contrary to other results, women are less likely to say they intend to quit their positions. Organizational loyalty and sense of empowerment help predict turnover intention. as been published in the Review of Public Personnel Administration 28(2): 120-143. Available through Proquest.